Group legal insurance plans are one of the fastest growing employer benefits.
Identity Theft – Know Your Rights
Published June 28, 2022
Identity Theft – Know Your Rights
Many people are affected by identity theft each year. Do you know your rights if you are one of them? Relax, you’re covered! If someone is using your information to open new accounts or make purchases, report it and get help. If someone steals your identity, here are some rights you have according to the Federal Trade Commission (FTC):
- create an FTC Identity Theft Report
- place a one-year fraud alert on your credit report
- place a seven-year extended fraud alert on your credit report
- get free copies of your credit report
- get fraudulent information removed (or “blocked”) from your credit report
- dispute fraudulent or inaccurate information on your credit report
- stop creditors and debt collectors from reporting fraudulent accounts
- get copies of documents related to the identity theft
- stop a debt collector from contacting you
If you are a Legal Resources member and have Identity Theft protection in your plan, then relax, you’re covered! Give our award-winning Member Services department a call to learn more about your plan and what it entails.
How to Protect Against Social Media Impersonation
Impersonation on social media platforms has become a prevalent issue, with cases like the Centra Tech scandal highlighting the severity of the problem. Victims like Andrew Halayko have faced significant consequences due to the unauthorized use of their personal photos. This blog explores the legal recourse available to individuals who find themselves in similar situations. It outlines three key legal avenues: invasion of privacy for photos taken in private spaces, defamation for instances damaging reputation, and right of publicity for commercial use without consent. Additionally, practical measures such as setting profiles to private and monitoring digital presence are recommended to combat impersonation.
3 Ways to Improve Your Cyber Smarts
Adopt these practices to prevent scammers from taking advantage of your online activity.
Fraudulent Unemployment Claims
Are employees protected from the rise in fraudulent unemployment claims? Research suggests scams are nearing $63 billion in fraudulent benefits.